"Accepts Monero" means three different things
When a host says it takes Monero, it is doing one of three things. It may run its own Monero wallet or node and credit your order when the payment lands, which is the cleanest case: nobody outside the host sees the invoice. It may use a crypto payment processor that supports XMR, in which case the processor sees the invoice and the payment and the host sees a paid flag. Or it may not accept XMR at all but point you at a swap service that converts your Monero into a coin it does accept, which means a third party sees a Monero deposit and a transparent-chain withdrawal to the host, and the privacy you paid for ends at the converter.
The reason this matters is that Monero hides the payment, not the relationship. If the host still asks for your name, phone number and a scan of your ID, paying in XMR protects nothing except your bank statement. The useful question is not "does this host accept Monero" but "what does this host know about me after I pay in Monero", and the answer depends on the account model, the verification policy and the payment path together.
What to check before you pay
- Account model. Does ordering require an account with a password and a profile, or just a contact address? An account is not a problem on its own, but it is where name, address and phone fields tend to accumulate over time.
- Verification triggers. Read the terms, not the homepage. Look for phrases such as "additional verification", "fraud screening", "account details must match payment method" and "we may request identification". A host can be no-KYC for a small VPS and ask for ID at a higher spend.
- XMR directly, not through a converter. If the checkout shows a Monero address and an XMR amount, it is direct. If it sends you to a swap widget first, it is not.
- In-house wallet versus processor. Neither is wrong, but a processor is one more company that holds a record of your invoice. Hosts that process crypto themselves usually say so.
- Tor access. A host that publishes an onion address, or at least does not block Tor exits from its order form, lets you remove your IP from the ordering step. Check that the payment page works over Tor too, not just the marketing site.
- Jurisdiction, twice. The company’s legal home decides which court can compel it to hand over what it knows. The datacenter’s country decides which law applies to the server itself. They are often different and both matter.
- Billing model. Prepaid terms with no stored payment method are the privacy-friendly default. Check what happens at expiry (grace period, suspension, deletion) because a crypto host cannot auto-charge you.
Hosts that accept XMR directly (as of October 2026)
Each entry below was checked against the provider’s own pages in October 2026 and only states how the service works. Prices are left out on purpose; they change, and you should read them on the provider’s site. Hosts that could not be confirmed to accept XMR at checkout are not listed.
- Njalla (njal.la). A privacy-focused domain and VPS service run by Njalla SRL, which its about page describes as based in Costa Rica. Servers are described as being in undisclosed locations in Sweden. Sign-up uses an email or XMPP address; its FAQ lists Bitcoin, Litecoin, Monero, Ethereum and PayPal as payment methods. Njalla publishes an onion address. Its servers page notes outbound SMTP is blocked.
- 1984 Hosting (1984.hosting). Icelandic company 1984 ehf, Reykjavík, with VPS in Icelandic datacenters. An account is required to order; the signup page asks for an email and sends a confirmation message. Its FAQ lists payment cards, PayPal, Bitcoin and Monero, and notes that the crypto option is not shown to users who appear to be located in Iceland because of Icelandic tax rules.
- Privex (privex.io). Privex Inc, registered in Belize, with servers in Sweden, the Netherlands, Germany, Finland and the US. Its order page lists HIVE, HBD, BTC, BCH, LTC, XMR, EOS and DOGE and states that no fiat methods are accepted; its FAQ says crypto is processed through an in-house gateway, and its about page says it asks only for a name and an email.
- IncogNET (incognet.io). IncogNET LLC, a US company with VPS locations in the United States and Europe (its site lists Stockholm, Amsterdam and Sofia among others). Its terms state that the only information required to create an account is an email address, which may be a forwarding address, and that BTC, XMR, LTC, DASH and DOGE are processed in-house with other coins via Trocador; PayPal and card options are also listed.
- FlokiNET (flokinet.is). FlokiNET ehf, Reykjavík, Iceland, with VPS in Iceland, Romania, Finland and the Netherlands. Its payment-methods page lists Monero, Bitcoin, Litecoin, Zcash, Dash, Ether, USDT and others alongside bank transfer, PayPal, cards via Stripe, Paysafecard and cash by post. Ordering goes through a customer account; its blog states that an email address is enough to sign up, and its PayPal knowledge-base article says additional verification may be requested for higher payment amounts.
Side by side
| Host | Account required | ID or phone check | XMR path | Other payment methods | Company jurisdiction | Server locations |
|---|---|---|---|---|---|---|
| Njalla | Yes (email or XMPP) | None described | Direct | BTC, LTC, ETH, PayPal | Costa Rica (Njalla SRL) | Sweden |
| 1984 Hosting | Yes (email, confirmation link) | None described | Direct | BTC, cards, PayPal | Iceland (1984 ehf) | Iceland |
| Privex | Name (pseudonym allowed) and email | None described | Direct, in-house gateway | BTC, BCH, LTC, DOGE, HIVE, HBD, EOS; no fiat | Belize (Privex Inc) | SE, NL, DE, FI, US |
| IncogNET | Yes (email only) | None described | Direct, in-house | BTC, LTC, DASH, DOGE, other coins via Trocador, PayPal, cards | United States (IncogNET LLC) | US and Europe |
| FlokiNET | Yes (email) | May verify at higher amounts | Direct | BTC, LTC, ZEC, DASH, ETH, USDT, bank, PayPal, cards, cash by post | Iceland (FlokiNET ehf) | IS, RO, FI, NL |
| BitVPS | No account; email for the access link | None | Direct via crypto checkout | BTC, ETH, SOL, other coins, cards | United States | DE, FI, US, SG |
"None described" means the provider’s public terms and order pages do not describe an identity check; it is not a guarantee that one can never be requested. Read the current terms before a large order.
How BitVPS fits, including the parts that may not suit you
BitVPS takes Monero directly at checkout. You pick a plan, a location and an OS, enter an email address, choose XMR, and the payment page shows a one-time Monero address and an exact amount. There is no account and no signup; the server is managed through a magic link sent to that address, and the "Already purchased?" box on the homepage re-sends it. The site and checkout work over Tor and there is an onion mirror. The company operates under US law, which is the right thing to know if your threat model is about US legal process rather than, say, Icelandic or Costa Rican law.
The tradeoffs are real. Crypto orders are prepaid in days, from one day up to years, at the monthly price divided by 30; there is no postpaid balance and no auto-renew for crypto, so the server is deleted at the end of the paid period unless you extend it (a reminder email goes out first). Monthly recurring subscriptions exist but are card-only. Each coin has a small minimum at checkout, a few dollars, so very short Monero terms may need an extra day added. There is no Lightning, only on-chain coins. Locations are six: Falkenstein and Nuremberg in Germany, Helsinki, Ashburn, Hillsboro and Singapore. And because there are no accounts, there is no dashboard listing your past orders; each server has its own access link.
The thing BitVPS does well for Monero users is speed. Monero blocks arrive every two minutes, the checkout credits the payment after a few of them, and the server is usually deploying within ten to twenty minutes of sending. Combined with a fresh email and Tor, the record left behind is a throwaway address, a paid invoice and a server.
Which plan to pick
Every plan accepts Monero at the same price as any other payment method. For a VPN endpoint, a small site, a bot or a relay, the entry x86 plan (BVX11, 2 vCPU, 2 GB RAM, 40 GB NVMe, from $10/mo in Germany or Finland) or the cost-optimised BVCX23 (2 vCPU, 4 GB, 40 GB, $11/mo, EU only) is enough. A Monero or Bitcoin node wants the 160 GB tier or larger. Configure a server, pick XMR at checkout, and pay the shown amount in one transaction; the access link follows once the payment confirms.